Adult Kids Moving In? Don't Let Them Slouch Back Into Being a Teen

3. Monthly meetings

Situations rarely unfold as planned. The reality of your children moving back in is going to be far different from how you imagine it.

The kids may develop grievances and so might you. Allow for a specific day and time each month to discuss how things are going. Ask your children what they like about the situation, and what they wish were different. Then, share your own feelings and ask for a commitment to make appropriate changes.

4. Help your kids

You might be doing your kids a huge favor by opening up your doors to them again. But if you really want to help them, explore the needed steps for them to be independent.

Is your son moving back because he lost his job? OK. Is he in the right profession or does he have to go back to school to prepare for a better career? Should he start looking at jobs that don't require a college degree ?

Is he sleeping later and later every day, rather than looking for employment? The best way to help him: Insist he pay rent and set a firm move-out date.

As you can see, you must handle each situation on a case-by-case basis.

It could be wonderful to have your children living with you again -- and it should be. That's why you must get clear on expectations and mutual ground rules, and for both you and your children to be willing to adapt as problems arise.

--By Neal Frankle, founder of Wealth Resources Group in Agoura Hill, Calif. for AdviceIQ.

For Frankle's blog click here.

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