10 Ways to Save on In-Store Back-to-School Shopping

Given the budget woes around the country, many states have cut back on these tax holidays, however, it's still worth checking to see if your state has a tax holiday coming up.

7. Get gift cards at a discount

You can purchase gift cards to major retailers...at a discount. Visit sites like GiftCardGranny.com to buy discounted gift cards for many retailers.

Examples include a 13%-off Macy's gift card and a 3%-off Target card.

8. Pack the brown paper bag with your own sandwich

There is a way to save money on school lunches -- it just requires a bit of planning and a little extra work.

Pavini suggests setting a weekly lunch menu based on sale items at the grocery store. Then, find coupons.

"For back-to-school lunches, I've compared the price of a turkey sandwich at the deli, which came to $7.13, but when I bought the ingredients at the grocery store (multigrain bread, turkey, cheddar cheese and mustard) and after a sale and a few coupons, the total came to $1.93 - that's a 73% savings," Pavini adds. "Food is one area where you have some control over your budget - it's not like your rent or tuition."

Easier said than done (or "made" in the case of a sandwich), but really, not that difficult to do or make in the grander scheme of things.

9. The best time to buy is...always changing

With some students already back in class and other students heading back to school in a matter of days, it's time to strategically plan your purchases and stock up on what's on sale now.

"Grocery items like boxed juices are on sale time of the year, so stock up on these items," suggests Pavini.

It's also important to check the store circulars each week and stay on top of when the deals hit the shelves. "During the last part of August and the beginning of September, common back-to-school items tend to go out of stock," Pavini warns.

When you see a sale for an item you need, jump at the opportunity, otherwise someone else will.

10. Ask for a sale

If an item you're eyeing isn't on sale, don't give up and buy the item at full price.