NEW YORK ( MainStreet) — The Healthcare.gov website is a disaster, more insured are becoming uninsured than vice versa, more are paying higher premiums rather than less, there is less access to physicians instead of greater access and reports are that officials are concerned some will not pay their premiums when due. Yet, Congressional Democrats and the Obama administration insist the Affordable Care Act program is sailing smoothly.

Now we know what happened to the people who took the bad acid at Woodstock.

An AP-GfK Poll, conducted December 5 to 9, found that 60% disapproved of Obama's handling of health care. The poll also determined that "11% of Americans said they or someone in their household had tried to sign up for health insurance in the new marketplaces. 62% of those said they or the person in their household ran into problems. About one-fourth of all who tried managed to enroll. Half said they were not able to buy insurance, and the remaining quarter said they weren't sure."

The AP reported that Phyllis Dessel, 63, of Reading, Pa., finally enrolled after 50 attempts online. She was identified as a retired social worker, a political independent and currently using her own private insurance.

When the AP asked her to describe the experience she replied, "Do you mind if I cry?"

Dessel also told the AP that the premiums she found on the new insurance marketplace were "much, much higher" than she thought they were going to be.

Others think so too. The House Committee on Oversight and Government Reform held a hearing December 12 titled "Obamacare's Impact on Premiums and Provider Networks."

One of the panelists was Avik Roy, a senior fellow at the Manhattan Institute for Policy Research in New York City. He testified that he was involved in a study that concluded the average state will see a 41% increase in underlying premiums, before factoring in the subsidies.

Among the states seeing large increases are Nevada (179%), New Mexico (142%), North Carolina (136%), Vermont (117%), and Georgia (92%). The report did find that eight states will see a reduction in average premiums. These include Massachusetts (-20%), Ohio (-21%), and New York (-40%).

Roy's statements "examined the five least-expensive plans available in the individual market for every county in the United States, averaged their premiums, and adjusted the result to take into account those who, due to pre-existing conditions, could not purchase insurance at those rates." He examined premiums for 27-, 40-, and 64-year-old men and women.

The steepest increases were for 27-year-old men. Roy projects an average hike of 77%. 40-year-old women see the least with an average of 18%. He also determined that "taxpayer-funded insurance subsidies primarily flow to those nearing retirement."