NEW YORK ( MainStreet) — Everyone make a new year's resolution -- whether it be eating healthy, losing weight or simply being an all-around better person. On investment and monetary terms, we can make it our mission to make some money this year.

There are a couple big themes that we should all be aware of during the course of the upcoming quarters. Reading the past to make a hypothesis on the future is very important. 2013 was better than anyone really thought it was going to be. The S&P 500 was up a total 29% for the year while dividends were up 32%. The PE ratio was around 13 at the start of 2013 start, now reaching 17. The S&P 500 was only down two months in 2013, while companies on the exchange grew an average 11%. These are massive increases, but there is a lingering question: will this continue?

Investors are expecting stocks to rise due to the high share prices they have been paying, but will they get what they want? There is some hope for 2014. The ten-year yield will probably stay in the range of 3 to 4%. The IPO market is said to continue going strong. In 2013, a total of 222 companies went public raising upwards of $54 billion, compared to a mere 128 companies in 2012. This shows the growth within the marketplace and economy.

But many beg to differ. Analyts say that it is yet a slim chance for the economy to stay on this upward trend. Prices are higher than they have been in years. Investors are expecting huge profits, which might not be the case, triggering them to start letting go of stock.

Compared to the past, interest rates are still very low. The taper of federal stimulus is still the 800-pound gorilla in the room and in terms of when and how quickly interest rates will rate. We have been through a lot this past year: the 16 day government shutdown, for example, hurt the economy, and investors may start to get rid of their bond holdings if the government reduces its purchase by a substantial amount.

Whenever there is a situation like this on hand, some may sway toward option trading while others may move towards small cap stocks. Usually small cap stocks follow the larger players in the field and exchange. But because of how they are very volatile, it makes it much easier to trade with little funding. Information released on a small cap company could allow the share price to move 5 to 6%, allowing you to trade within a short amount of time. Another route you could take is investing in options, which allows you to hedge against yourself in some cases and opt for the share price to go down in a certain time period. If you think that the markets are heading for the gutters, these routes may be your best bet.