Who wants to be a millionaire?

MIAMI (TheStreet) -- Who wants to be a millionaire? Almost everybody.

Who could be a millionaire? Almost everybody. It kinda makes you wonder why there aren't more. Perhaps most folks would only like to be a millionaire if someone would just give them the money, but they don't want it bad enough to plan or -- oh, no! -- save.

Who wants to be a millionaire? Almost everybody. Who could be a millionaire? Almost everybody.

But, wait! Did I say almost everybody could be a millionaire? You heard it right. Let's say that you just left college at age 22. You put $2,259 away each year and net 10%. By the time you are 62 you have your million. That's less than $200 a month. Of course, if you got 11%, you would only have to put away $1,719, or less than $150 per month. But 11% net is pushing the edge of the likely outcomes.

There are a few tricks to this game: