As Obama Fails Again, Voters Have Only One Choice

Sadly, the Facebook(FB) IPO did not provide a fairytale ending; instead, it presented the uninitiated with a fairytale so tragic. Successful investing in something so mass appeal as Facebook could have opened the door to bigger and better things for people who might not have jumped into the stock market otherwise.

Whatever it takes, given the political environment and pathetic attempts at public/social policy such as Obamacare, Americans need to make investing and saving priority number one.

Forget holding onto your guns. Don't build bunkers. Don't store gold in a safe. Don't self-police illegal immigrants. Don't rally against war. Don't fight for gay marriage or women's rights. Don't vote.

Please do not confuse these words with a call to put your head in the sand. I'm just saying that you're better off recusing yourself from the lame exercise we call "the political process." Just allow the status quo to sustain. Trying to change it is for chumps.

Spend your time and energy building wealth any way you can. I do not know of a better way to do that than via the stock market or by becoming a landlord. That's where my aspiration lays.

Do you really think outcomes of "the political process" impact rich folks on Capitol Hill or fat cats on Wall Street? Absolutely not.

Rich folks have insulated themselves from the things you think matter to you -- from the dog-and-pony show debates over things like health care to corporate tax loopholes. If you adhere to a methodical and, let's face it, obsessive plan to save and invest, you can do likewise, particularly if you have head starts such as a born ambition, education or a six-figure income. No matter the cards you were dealt, work to insulate yourself by building wealth.

Don't make the IRS a reason why you cannot. That's an excuse. Tear up your voter registration card. Spend that wasted time learning how to invest. A year from now, your chances of being better off than you are today will have increased exponentially.

Don't rely on Washington to make life better for you or your kids. That's just not going to happen. The abject failure and ultimate letdown known as Barack Obama made that all too clear over the last four years.

This article is commentary by an independent contributor, separate from TheStreet's regular news coverage.