How to Save on Your Midlife Crisis

"They always say 'I'll never get rid of it', but it's always important to have an exit strategy," she says. With that in mind, here is how to get that midlife crisis satisfaction without completely breaking the bank:

Crisis: Realizing You Never Travel

No matter how many ways there are to escape one's humdrum reality, restless middle-aged Americans often choose to get out of their ruts by, literally, getting out of their ruts. Whether it's a luxury cruise or a long vacation on land, midlifers' impulsive arrangements sometimes land them in financial trouble.

"Women come to me looking for relaxing trips to comfortable places," Foss says, "but guys do it differently; they often want to get back to their youth with travel like hunting expeditions, so they come to me to help plan how to pay for it."