The Saratogian : Personal Finance en What Should You Do With Your Year-End Bonus? If 2015 is like last year, 78% of workers can hope for some kind of year-end bonus from their employers. Few will get anything like… Wed, 25 Nov 2015 12:49:00 EST Here's Why Thanksgiving Doesn't Need Your Holiday Sympathy Welcome to that most self-righteous time of year when even a glint of holiday cheer in your eye can merit a terse response of “I… Wed, 25 Nov 2015 12:46:00 EST urn:article:13361373 Fees Down, Tougher Security Features Mark New Era for Gift Cards The U.S. gift card marketplace is a crowded and dynamic one. According to, the size of the domestic gift card sector should reach $131 billion… Tue, 24 Nov 2015 17:10:00 EST urn:article:13378067 5 Things to Buy Before (or After) Black Friday Black Friday is for suckers, but most of you already know that. According to the National Retail Federation, 55.1% of holiday shoppers were in stores… Tue, 24 Nov 2015 17:03:00 EST urn:article:13375138 The Psychology Behind Why We Love Black Friday On the surface, Black Friday doesn’t seem like something we should love or honestly even go outside for while sacrificing sweet, tryptophan-induced slumber. Camping out… Tue, 24 Nov 2015 15:57:00 EST Homebuying Millennials Are Trying to Find Real Estate Footing While recent numbers show first-time homebuying overall is down, Millennials are just starting to get into the market with a desire to buy. However, are… Tue, 24 Nov 2015 15:26:00 EST Shopping on Black Friday vs. Cyber Monday: Which Day Has the Hotter Deals? Ready or not, the holiday shopping season is about to kick into high gear. Black Friday and Cyber Monday are just around the corner, offering… Tue, 24 Nov 2015 15:24:00 EST urn:article:13377776 Goldman Sachs Says These 35 Stocks Will Outperform in 2016 The S&P 500 will likely "tread water" in 2016 -- for the second year in a row, according to Goldman Sachs. The investment firm projects… Tue, 24 Nov 2015 15:05:00 EST urn:article:13377730 Should You Pay to Make Mobile Deposits with Your Smartphone? The money question is blunt: should you pay - will you pay - to make deposits with your smartphone by clicking a picture? Know this:… Tue, 24 Nov 2015 14:09:00 EST urn:article:13377606 Millennials' One-School Policy Has Some In Higher Ed Running Scared The rush starts in the fall. That's when many high school seniors, struggling with senioritis on one hand while trying to sell themselves to colleges… Tue, 24 Nov 2015 12:37:00 EST