NEW YORK ( MainStreet) — While working as an assistant at a fashion magazine two years ago, Estelle Rutter lost faith that she'd ever be in the driver's seat snapping photos.

"My dream job was to be a fashion photographer since I am 6 years old, but working at the magazine, I saw that it would take at least five years for me to move up the ranks," said the 27-year-old.

After gaining experience on photo shoots for her employer and making a few contacts, Rutter launched her own photography business, which has been thriving ever since.

"I mostly do catalogue work, but I am building a clientele and making double the money I earned as an assistant," Rutter told MainStreet.

The recent college graduate is one of many motivated Millennials getting hip to the idea that earning at a dream job may require launching a business.

"Instead of a dream job that will occur four or five years after college and then four or five years as an apprentice, an ambitious Millennial can make the jump into the self-employed market and armed with a business plan and lots of top advice make a go of it," said Michael Ray Smith, a professor with Campbell University in North Carolina.

Like Rutter, about 62% of millennials have considered starting a business, according to PNC's Financial Independence Survey.

"A dream job is a stable and growing job that can make a difference in people's lives with high earning potential, but the dream job of yesterday is not the dream job of today for Millennials," said Kim Dellarocca, head of practice management and segment marketing with Pershing.

The surge in Millennials' dreaming of entrepreneurship may be a direct result of a depressed job market. About two-thirds of Millennials don't think the job market is good, with 29% saying it's bad and 36% saying the job market is neither good or bad.

"The dream job still exists, but it depends on who you ask," Dellarocca told MainStreet. "Many Millennials are uncertain about the kinds of job prospects that await them after graduation and are taking their career into their own hands and doing something about it."

Most Millennials want to be heard with four in ten college students saying they want a career with the ability to be their own boss, according to Pershing's latest research.

"Compared to previous generations where parents told them what they should be, this generation was asked what they want to be," said Dellarocca. "As a result, Millennials have a proclivity to create new pathways and open their own businesses."

But only 4% are actually saving money to start a business.

"If you're not financially ready to quit your day job, use time wisely now to research and write a solid business plan," said Cary Guffey, financial advisor with PNC Wealth Management. "This puts you ahead of the game once you're ready."